Online Banking and UPI apps such as Google Pay, PhonePe, and Paytm have turned money sending and receiving processes into something really swift and easy. While providing the utmost convenience, there is a risk involved. Most kinds of fraud are preventable if you just take some basic safety precautions. This article gives you 10 easy
When a UPI payment shows ‘Transaction Pending’ status, your money is being stuck between banks. This may happen when either your bank or the receiver’s bank is delaying payment processing. It may resolve itself in a few minutes, but it could take longer if there is a technical issue. When the payment doesn’t go through,
To check the status of your UPI transaction, go to the transaction history. If money is debited and the recipient has not received it, the app will show a fail or pending status and a reference number. The reference number, also known as UTR (Unique Transaction Reference), is then used to track or resolve the
Every BOB account holder is required to keep their contact details updated to ensure smooth and secure banking services. An active mobile number acts as the primary channel for receiving OTPs, transaction alerts, and important communication from the bank. If you do not have a mobile number that is active with the bank, you are
The Unified Payments Interface (UPI) has made online payment simple and instant, but not always seamless. For many users, UPI issues like failed transaction requests, stuck payments, and money deducted without confirmation can happen frequently, especially during busy hours or when their banks are slow. Some common reasons for these UPI failures are technical bugs,
UPI makes digital payments fast and accessible across India, but people are still running into problems such as stuck payments, failed transactions, or confusing errors while transferring money. Failed UPI transactions can lead to confusion, stress and concern if you have lost money. In most cases, the problem is temporary and happens due to server
The registered mobile number in your SBI account is used for receiving OTPs, transaction alerts, account updates, and other security-related messages. If the number is outdated or inactive, you may face issues with logging in, completing transactions, or getting important alerts. You may need to update your SBI mobile number in various cases, such as
Credit score and credit report are both essential tools that lenders use to evaluate your financial behaviour, but they serve different purposes. A credit score is a three-digit number that reflects your creditworthiness, while a credit report is a comprehensive document that outlines your borrowing and repayment history in detail. Each element plays a distinct
Everyone talks about Section 80C — but what if your tax-saving game could go far beyond it? Yes, most taxpayers lean on Section 80C to claim deductions through instruments like PPF, ELSS, or life insurance. But, there are several other sections under the Income Tax Act that help them save the tax efficiently. These legal
Can your investments really shape a better future while growing your wealth? ESG stands for Environmental, Social, and Governance. Companies that uphold good ESG standards are better equipped to manage risks, stay resilient through crises, and create long-term value. In 2025, Indian retail investors seem to show more interest in ESG. Financial platforms and fund